从生命周期理论透视中国农村养老保障制度

本文运用生命周期理论分析得出,中国农村养老保障缺乏制约着农村居民的消费倾向;深入分析了农村养老保障制度的困境,从四个方面论述了解决策略,即自我保障、生产资料参与分配、国家补贴和健全保障机构。

In this paper, through the theoretical analysis of the life cycle, the lack of old- age security in China＇ s rural areas restrict the consumption Of rural residents; depth analysis of the plight of the rural old- age security system from four aspects of the settlement strategy, seif- protection, participate in the distribution of the means of production, state subsidies and improve the security agencies.