我国存款保险法律制度构建的对策建议

The Suggestions and Countermeasures of Building the Legal System of Deposit Insurance in China

为了维持银行业和经济金融的稳定,许多国家建立了存款保险制度。我国目前没有建立存款保险制度,不能为我国金融体系的稳定提供足够的保障。在金融体制改革向深层次推进中,我国建立自己的显性存款保险制度已显得刻不容缓。

In order to maintain the stability of finance and economy, a lot of countries have set up the insurance system of deposit. Our country has not at present established the deposit insurance system; so it cannot provide the enough safeguard for our country finance system. Therefore, in the monetary system reform, it appears very urgent to establish the deposit insurance system in China.