试论票据业务对中小企业融资的促进作用

Discussion on Financing Improvement for Small and Medium-sized Enterprises By Note Operation

中小企业在我国的经济生活中扮演的角色日益重要,但资金不足制约着中小企业的发展。票据融资可成为中小企业融资的主要途径。票据业务发展速度有进一步加速的趋势,并逐渐成为中小企业解决资金紧张以及各金融机构追逐的新的利润增长点的主要途径。通过对票据业务支持中小企业发展的分析,来论证票据业务对中小企业融资的促进作用,提出发展票据业务支持中小企业发展的对策建议。

Small and medium-sized enterprises play an important role in economic life in our country but the deficiency in finance can restrict their development. Notes financing can be a main solution to the financing for small and medium-sized enterprises with its rapid increase. The article tries to demonstrate the financing improvement of notes operation for small and medium-sized enterprises and it presents some proposals for the development of notes operation.