论信用的“交易制度”基础

Discussion about 'Transaction Rules as the Basis' of Credit

信用是市场主体以自己的历史交易信息和可得财产的信息获得交易对方的信任,达到"赊买赊购"和"延期支付"。信用的基础在于一系列"自执行"交易制度。这个交易制度的"自执行"结果就是一个均衡状态,而这个均衡状态就是我们追求的信用社会。在推动信用社会建设过程中,政府更重要的是要着力寻求或制定作为信用基础的自执行的交易制度。

Credit is the situation where a party to a transaction gets confidence of reputation from the other party/ parties to the transaction on the basis of data about his past transactions and about his property available, and further, reaches an arrangement for deferred payment of a purchase. The basis of credit lies in a series of self-executing transaction rules. Such self-executing transaction rules result in an equilibrium state, and such state is the society of credit we are seeking for. On the drive to the society of credit, what governments should do is to seek and establish such self-executing transaction rules as the basis of credit.