美国高校助学贷款制度研究及启示

Research on U.S Student Loan System and Enlightenment

助学贷款是当今社会资助理念在高等教育机会均等过程中的具体体现。美国联邦助学贷款是其教育资助的主要形式。通过二级市场和中介机构的运作,美国助学贷款制度形成了一套完备的体系,而这对于我国的助学贷款制度的发展和完善具有重要的借鉴意义。

Student loan is the appearance of the modern social aid ideas in the equality of opportunities in higher education. Federal Student Loans in America is the primary form of its educational aid. The Federal Student Loans in America has shaped an integrated system by the operation of the Secondary Loan Market and the Intermediary Agency, which can be adopted by our country to establish and improve our national student loan system.