全面风险管理 商业银行风险管理的新发展

ERM-The Newest Development of Risk-Management for Commercial Bank

全面风险管理是国际银行业风险管理的最新发展趋势,而经济资本则是全面风险管理的基本方法。通过经济资本方法,商业银行既能促进所有部门和员工参与风险管理,又能实现风险的整合管理。为此,我国商业银行应该大力推进全面风险管理。

Enterprise risk management （ERM） is the newest development risk-management for world banking industry, and economic capital is a fundamental way of ERM. By the way of ERM, commercial bank can not only encourage all departments and employees to take part in risk-management, but also arrive at integrated risk-management. So our commercial banks should take efforts to push forward ERM.