1[1]Buser, S. A., Chen, A. H. and Kane, E. J., (1981), Federal Deposit Insurance, Regulatory Policy and Optimal Bank Capital, Journal of Finance, March: P51-60.
2[2]Campbell, T. S. and Glenn, D., (1984), Deposit Insurance in a deregulated Environment, Journal of Finance, 39, P775-785.
3[3]Chan, Y. S. and Mak, K. T., (1985), Depositors' Welfare, Deposit Insurance and Deregulation, Journal of Finance, July, P959-974.
4[4]Chan, Greenbaum, and Thakor Is Fairly Priced Deposit Insurance Possible? The Journal of Finance March, 1992.
5[5]Diamond, D. W. and Dybvig, P. H., (1983), Bank Runs, Deposit Insurance and Liquidity, Journal of Political Economy, 91, n. 3, P401-419.
6[6]见Groodman(1984).
7[8]如Ely(1985).
8Fan S C，Working Paper No 25 Facultyof Social Sicence，1995年
