以shibor建设力促商业银行经营机制转变

Using Shibor to promote change in commercial banks'operating mechanisms

Shibor的建立在有效促进我国货币市场基准利率体系建立的前提下,将有效带动国内商业银行市场化定价体系的建设,有利于提高商业银行的核心定价能力、产品开发能力和综合管理水平。商业银行要抓住Shibor建设的有利时机,积极推动自身经营管理机制由以数量规模为主的粗放型模式向以质量效益为核心的精细化模式转变。

The establishment of Shibor has effectively promoted the construction of the benchmark rate system in China＇s money market. Against this background, Shibor will facilitate the building of a marketized pricing system in domestic commercial banks, and help commercial banks to improve their capabilities of core pricing, product development and comprehensive management. Commercial banks should seize the opportunity of Shibor construction, and vigorously drive the operation and management mechanism to change from a basic mode focusing on a quantitative scale to a sophisticated mode that takes quality and efficiency as its core.