以Shibor为契机转变商业银行的经营管理机制

Take Shibor as an opportunity to transform the operations and management mechanisms of commercial banks

该文结合南京银行参与Shibor报价的体会和Shibor利率在该行的实际应用,从为金融衍生品铺路、完善商业银行内部资金转移定价、为票据业务定价提供参考等三个角度,分析了以Shibor利率为契机给商业银行的经营管理机制带来的深刻变化,并对Shibor利率的发展前景进行了展望。

From a Shibor-quoting bank＇s point of view, this paper introduces the Bank of Nanjing＇s participation in Shibor quotation, as well as the application of Shibor in the bank＇s business. Based on this, this paper analyzes three fundamental changes that Shibor has brought about in the operations and management mechanisms of commercial banks： first, it paves the way for financial derivatives; second, it improves the pricing of internal fund transfer; and third, it provides a reference for the prices of commercial paper. Prospects are also discussed in this paper for the development of Shibor.