5Douglas W. Diamond, 1984, Financial Intermediation and Delegated Monitoring Reiew of Economic Studies (1984) L1, 393-414.
6Nicole Woolsey Biggart, Richard P. Castanias, 2001, Collateralized Relations; the Social in Economic Calculation, American Journal of Economics and Sociology, Vol . 60, No. 2.
3Bencivenga,. V. B. and B. D. Smih, 1991；“Financial intemediation and Endogenous Growth”, Review of Economic Stdtties,58:195 - 209.
4Berger, A.N. and G. F. Udell, 2002, Small Business Credit Availability and Relationship Lending: The Importance of Bank Organizational Structure, The Economic Journal, 112, F32- F53.
5Mohieldin, M.S. and P. W. Wright, 2000. “Formal andinformal credit markets in Egypt”. Economic Development and Cultural Change, Vol 48: 657 - 670.
6Greenwood,. J and B. Javanovic, 1990, “Financial development, grawth, and the Distribution of Income”, Journal of Political Economy. vol 98, 1076 - 1107.
7Patrick H. T., 1996. “Financial Development and Economic Growth in Underdeveloped Countries ”. Economic Detelopment and Cultural Change, 14:174-89.
8Rajan, R. and L. Zingales, 1998. “Finance Dependence and Growth”, American Economic Review 88 : 559 - 592.
9Rajah, R. and L. Zingales, 2003, “The great reversals:the polities of financial development in the 20^th century”. Journal of Financial Economics, 69.
