马克思信用理论初探

Explore firstly for the Marx's credit theory

马克思在《资本论》中集中论述了其信用思想。他认为信用从奴隶社会开始就以古老的生息资本的形式——高利贷资本存在,但信用真正大范围地发展和发挥作用是到了资本主义社会。信用是经济上的一种借贷行为,是从属于商品货币关系的一个经济学范畴,也是一种人格主张、一种公众信仰,一定意义上也是一个道德和伦理范畴。信用产生的必然性及信用内涵的复合性,一方面决定了其在资本主义生产运行中必然具有的双重社会效应;另一方面也蕴涵着资本主义信用作为一项关系范畴的本质和秘密。

Marx had summarized his credit theory in the＂ Das Kapital＂. He thought that credit has been existed as an old form of Interest-bearing capital or an Usury capital at the beginning of Slave society until its development of really big range and produce a marked effect in Capitalist society. Credit is one kind of the behavior borrowing or lending money in economy, belongs to a economics category of commodity-money relationship; Credit is one kind of personality view, one kind of the public belief, and also a morality and ethics category on certain significance. The necessity that credit had produced and the compound of Credit＇ s connotation, on one hand, had decided the double the society effect surely in capitalism production campaign; on the other hand, had accumulated the nature and secret while people regard the capitalism credit as a concern category as.