析浙江破解中小企业贷款难题的理论价值

On Theoretical Value of Resolving Medium and Small Enterprises' Loan Troubles in Zhejiang Province

中小企业贷款难是各国经济发展中一个带有普遍性的经济难题,多年来一直困扰着各国政府、经济学界和企业界。中小企业贷款难并非只是一个理论难题,而是一个实践命题,需要在诸多市场经济理论的指导下积极进行实践创新。近年来浙江围绕缓解中小企业贷款难进行了一系列卓有成效的实践,在现行市场经济体制下许多方面都具有创新意义,有较高的理论价值,值得政府、金融机构、中小企业以及经济学界借鉴。

The medium and small enterprises＇ loan troubles are a common economic difficult problem in the course of economic development in many countries, which have been besetting the governments, economists and enterprisers for many years. It is not a problem in theory, but a problem in practice which needs active innovation under the instruction of the theory of market economy. In order to resolve the problem, a series of effective measures have been implemented in Zhejiang province in recent years, which show a significant innovation and a higher theoretical value in the current market system. They can be modeled by the local governments, financial institutions, medium and small enterprises and academic circle in economics.