推进我国农村金融产业组织创新的战略思考

Strategic Thoughts on Promoting Rural Financial Industrial Organization Innovation

社会主义新农村建设的顺利推进,"三农"问题的最终解决,有赖于农村金融的大力支持。然而,我国农村金融的组织结构与服务体系并不能够适应农村经济发展的需要,农村金融的组织与操作层面仍然存在十分严重的问题。基于此,本文认为当前农村金融改革应当走出误区,树立产业金融意识,按产业发展规律推进农村金融产业组织创新,带动农村金融服务体系的逐步完善,从而实现农村金融与农村经济的协调发展。

With the smooth development of the new socialism countryside,the final solution of ＂three issues concerning agriculture,farmers and countryside＂ depends on vigorous support of rural financial industry.However,the organization structures and service systems of our rural finance can not deal well with it.Extremely serious problems exist in both organization and operation in rural finance.This paper concludes that the rural financial reform should avoid the erroneous zone,establish financial industry＇s consciousness,and promote the innovation of rural financial industrial organizations,impetus gradual consummation of rural financial service system according to industry development law,and finally realize the coordinated development between rural finance and rural economy.