中小企业融资难的制度因素分析

The Small and Medium-sized Enterprise Financing:A Perspective of Institutional Economy

在中国经济转型条件下,过度的金融管制是导致中小企业融资难的重要原因。只有加强产权的法律保护、放松金融的管制,才能从根本上解决我国中小企业融资难问题。

In the transformation of Chinese economy, violation of property rights and excess regulation of finance are the key reasons of the difficulties of the small and medium-sized enterprises （SMEs）. The improvement of legal protection of property rights and deregulation of finance are pivotal to the solution of financing of SMEs.