构建个人信用制度 打造社会信用基石

Building Individual Credit System and Laying a foundation of Credit Society

个人信用是整个社会信用的基石,个人信用制度是规范市场经济秩序,完善社会主义市场经济体制的重要条件。因此,建立以个人信用联合征信体系为基础,以信用评估为核心内容,以信用风险控制作保证的个人信用制度,是现阶段社会经济发展的迫切需要,也是社会发展到一定阶段的必须要求。

Individual credit is the credit foundation of the whole society. Individual credit system is the important conditions to standardize the order of market economy and to improve market economy. Therefore, to build individual credit system is the requirement of social and economic development. In the individual credit system, to collect and process individual credit data in a united way is the foundation, credit evaluation is the core and the control of credit risk is the guarantee.