生态系统演进视角下的金融创新活动分析

Analyzing Financial Innovation in the View of Ecological Evolution

文章在我国金融生态研究的基础上,利用生态系统演进的视角考察金融创新活动,认为创新活动具有许多生态学的特征,它是金融生态系统演进的动力源泉,金融生态环境和政府干预对金融创新有很大的影响。我国的金融创新工作虽然成果显著,但金融创新主体、生态环境和政府监管的一些内在缺陷影响了金融创新子系统的功能发挥,这需要通过金融生态系统的优化予以解决。

Based on the view of ecological evolution,the paper makes a study of financial innovation in China.The author thinks that financial innovation has many characteristics of ecology and it is the result of interacting between financial organizations,ecological environment and governments and is the source of evolution of financial ecology.Although China has made some progress in financial innovation,there are some inner defects in the ecological system of finance,which prevents the sub-system from playing their roles.We must better the ecological system of finance to solve the problems.