吉林省养老保险发展的新方向——企业年金

The New Direction of the Development of Endowment Insurance in Jilin Province—Enterprise Annuity

养老保险是社会保障体系的核心内容之一,是国家为化解公民老年风险而提供定期收入的社会保障制度,构建完整的多层次养老保险体系,一直是吉林省委、省政府高度重视和努力的方向。但是由于政府承诺的基本养老保险目标过高,包揽过多,责任过大,致使省内现行的养老保险体系发展遭遇"瓶颈"。目前大部分老百姓对于自己的养老问题还是心存忧虑的。因此,养老保险制度的改革势在必行,发展企业年金是为了建立并完善多层次的养老保险体系,是吉林省基本养老保险制度的有利补充,从而为吉林省养老保险发展开辟新方向。

The endowment insurance is one of the central parts of social security system and is a social security system which can ease the oldage risk and can get fixed income. Constructing the perfect and multilevel endowment insurance system is always the direction that the provincial Party committee and provincial government pay attention to and try hard. Because of the far too high goals and responsibilities, the current development faces difficulties. Now, most of people have doubts about the system, so, we must do the reform quickly. Developing the enterprise annuity can build, perfect and complement the system, it＇s the new direction of the system.