信用证业务中议付单据不符点的成因及规避

Reasons and Evasion of Discrepancies in Negotiable Documents in L/C Business

信用证业务是一种纯粹的单据买卖,出口商能否顺利收回货款,取决于出口商所提交的议付单据是否与信用证的条款相符,如果议付单据存在不符点,开证行可以拒付,出口商将面临收汇风险。本文分析了议付单据产生不符点的原因,并提出出口商只有在业务执行过程中严格控制各个环节,才能避免不符点的产生,顺利收汇。

L/C business is a kind of deal of documents. Whether the exporter can succeed in collecting the money is determined by that the negotiable documents presented by the exporter should be in line with the stipulations of the L/C. If there is any discrepancy in the documents, the issuing bank can dishonor the bill and the exporter will run the risk of losing the money. The paper analyzes the reasons for the discrepancies in negotiable documents and suggests that the exporters should strictly control each link in doing foreign trade business so as to evade risks.