摘要
商业保险是现代保障体系的重要组成部分,我国商业保险的发展滞后于社会需求,原因是多方面的。本报告从保险的现状、被保险主体的主观意愿、对保险的服务和评价三方面展开论述,并在此基础上总结保险存在的问题并提出相应的对策。发挥商业保险的重要作用,需要政府、监管机构、企业、保险公司以及广大居民共同努力来培育一个良好的市场环境。
Commercial insurance is an important component of modem social protection system. The development of commercial insurance is lagging behind social demands due to multiple reasons. The report elaborates on this issue from the three aspects of the current situation of the insurance market, subjective wishes of the insured and comments on insurance services and offers measures to redress these issues. To display the important role of commercial insurance, the government, insurance regulator, insurers and the general public should work together to create a favorable market environment.
出处
《保险研究》
CSSCI
北大核心
2007年第10期88-90,共3页
Insurance Studies
关键词
社会保障
商业保险
保险意愿
职业差异
social protection
commercial insurance
insurance wishes
profession difference