我国商业银行股权结构与经营绩效关系的实证研究

An Empirical Study on the Relationship between Share-equity Structure and Operation Performance & Effect of China's Commercial Banks

商业银行股权结构与经营绩效的关系一直是金融理论界关注的热点问题。通过建立计量经济学模型,利用目前可获得的年报数据对我国商业银行股权结构与经营绩效的关系进行实证分析,结果发现,国家股比例对商业银行的经营绩效没有产生显著影响,但控股股东的存在对商业银行经营绩效产生了显著的负面影响,法人股比例对经营绩效有明显的积极影响,流通股比例的提高反而会降低商业银行的经营绩效,适度的股权集中度对经营绩效也会产生积极影响。

The relationship between commercial bank share has been always a hot problem for theory community. By -equity structure and operation performance and effect establishing Econometrics model, and using obtainable yearly report data, an empirical analysis is made on the relationship between China＇ s commercial bank share -equity structure and operation performance and effect. The result shows that state - owned share ratio has made no significant effect on operation performance and effect of commercial banks, but the existence of holding shareholders has made apparent negative impact on operation performance and effect of commercial banks, and that legal person share ratio has made apparently positive impact on operation performance and effect, and increase of circulating shares ratio will oppositely decrease operation performance and effect of commercial banks, while moderate concentration of share - equity will also have positive impact on operation performance and effect.