摘要
房地产抵押贷款证券化能够将流动性较差的抵押贷款资产组群证券化从而实现在市场上的流通变现,因而深得多方市场主体青睐。然而在目前情况下,开展真正意义上的房地产抵押贷款证券化尚存在一系列法律制度上的障碍。从房地产抵押贷款证券化的业务模式入手,分析相关的法律问题,从宏观法律角度提出法律制度设计的方案。
Real estate mortgage loan securitization can make mortgaged can realize their circulation in the market, which has deserved great However, there are series of legal obstacles at present for Real estate loans with less liquidity securitized, and then concern of many principals in the markets. mortgage loan securitization with true significance. Starting from the business model of real estate mortgage loan securitization, related legal problems are analyzed, and legal institution design schemes are proposed from macro- legal viewpoint.
出处
《河南金融管理干部学院学报》
2007年第5期129-133,共5页
Journal of Henan College of Financial Management Cadres
基金
2006年上海教育委员会选拔培养优秀青年教师科研专项基金阶段性成果
关键词
房地产抵押贷款证券化
破产风险
真实出售
混业经营
real estate mortgage loan securitization
bankruptcy risk
authentic sale
mixture operation
