加快我国商业银行制度创新进程的路径分析

我国银行业虽经近20多年的改革,银行业市场化制度创新有了很大的提高,但本文通过对我国银行商业制度创新程度的定量描述,发现其创新速度太慢。因此,本文就放宽银行进入门、加大中小银行的培育,加快银行业产权制度创新,加快国有商业银行治理结构创新,改变监管思路,完善商业银行自身监督机制等方面,提出自己的建议。

Although China＇ s banking industry marketability has been greatly improved after the nearly more than 20 years retorm, but this paper come to the conclusion its innovation speed too is slow through quantitative deseription. So the article put forward proposals on relaxing the entry threshold, plus nurturing little - size banks, acceleration of the banking system of property rights innovation, accelerating state- owned commercial bank governance innovation, improving the regulation of ideas and perfect commercial bank own surveillance mechanism, etc.