辽宁省外汇保险市场发展模式分析及动力研究

A Study on the Development Pattern and Motivation of Liaoning's Foreign Exchange Insurance Market

保险作为金融业的三大支柱之一,在社会经济生活中发挥着经济补偿、资金融通和社会管理的作用。辽宁省保险外汇市场发展较快,但结构性矛盾突出,存在着政策约束。本文运用统计和计量经济学的方法对保险外汇市场的供求状况进行深入分析,认为辽宁省保险外汇市场是一种供给约束型的市场,要想增强可持续发展的能力,必须深入挖掘经济发展中蕴含的保险资源,全面开发有针对性且贴近市场需求的保险产品,在保障区域经济发展的同时实现自身的良性发展。

Insurance, as one of the three leading financial industries, plays a key role in financial compensation , and social management in economy. Although Liaoning＇s foreign exchange insurance market has developed quickly, there are some restrictions in structural contradictions and policy. The article analyzes the supply and demand of foreign exchange insurance market in Liaoning Province by means of statistics and econometrics. It is concluded that the foreign exchange insurance market is a supply-driven market. It is very important to create suitable products by exploring economic resources for the sustainable development of the foreign exchange insurance market.