银行公司治理:基于债权治理的研究

Corporate Governance of Banks:A Research Based on the Creditor's Right Governance

以银行公司治理与传统公司治理的不同作为切入点,对银行债权治理的特殊性进行分析,认为银行的债权治理缺失和监管问题正是由这些特殊性所引起的。针对这些问题,根据相关的公司治理理论,提出政府的行政干预和保护是商业银行债权治理机制缺失的根本原因,应当建立合理的内部制约机制和完善的外部监管体系,以改进商业银行的公司治理。

Taking the corporate governance of banks differed from the traditional corporate governance as the break point, this article firstly carries on the analysis to the specificity of bank creditor＇s right governance, as the bank creditor governance deficiencies and supervision issues are all caused by it. Secondly, in accordance with the relevant corporate governance theory, the government＇s administrative intervention and protection are the ultimate reasons for the mechanisms deficiencies of cormnercial bank creditor＇ s right governance. Finally, this paper points out that we should establish reasonable internal control mechanism and consummate external supervision system in order to improve the corporate governance of the cormnercial banks.