金融创新带给我国商业银行的挑战和对策

Challenge and Countermeasures on Financial Innovation to China Commercial Bank

商业银行只有在不断的金融创新中才能谋求发展。文中从金融创新发展的历程中面临的机遇和挑战谈起,提出了对金融创新带来的机遇和挑战的应对策略,以促进我国商业银行的健康发展,在一定程度上对我国商业银行金融创新的运作具有参考价值。

Within the agenda of opening China financial market to the world, our commercial bank must pursuit financial development through sustained financial innovation. For the purpose of financial innovation,it will be faced with opportunity and challenge,the article hope to tend to put forward appropriate countermeasures,in order to accelerate the sound development of commercial bank, as well as this will be provided realistically guided meaning to the operation of financial innovation of commercial bank.