浅论区域金融发展与经济增长

Discusses the Development of Region Finance and the Economical Growth Shallowly

金融活动主要作用在于分配资金。而在资金存量与流量的相互作用上,它首先作用于资金流量,进而再作用于资金存量。通过此传递过程,区域金融发展对经济增长起到重要作用。而回归分析结果显示:从我国银行组织体系看,我国银行体系还是一个封闭的体系;从我国信用配给看,由于目前我国金融体系还处于新旧交替的转型期,转型期的信用配给制度处于计划型和市场型之间的一种混合型金融配给制度。在过去几年间,我国股票市场发展对经济增长的作用是相当有限的。

The main function of the financial activity is in distributing the bankroll ,but from the interaction of the store and flux ,it acts on the flux firstly, and then on the other one, Through the course of passing,regional financial development plays an important part in the economical increase . But from the result of regress analysis,it shows that on the view of the system of bank organization in our country,it still is a close one,and the credit ration system in this term is a kind of mixed financial ration system located on the type of plan and market,because the term of the financial system in our country still being in is a transferred one of old to new on the view of the credit ration. In the past years,the effect of the development of the stock market in our county on economical increase is quite limited.