论中国外资银行监管措施中的国民待遇问题

The National Treatment towards Supervision on Foreign Banks in China

在对外资银行的监管过程中,如何认识和界定中国对外资银行所实行的国民待遇以及如何看待政府对外资银行特别监管措施,是中国正确实施对外资银行监管的重要问题。本文论述了"享有国民待遇的外资银行应当只包括外国银行的分行及代表处,而不包括外商独资银行和中外合资银行"的观点,以澄清社会对此不准确的看法。同时,还阐述了如何正确认识中国在WTO"国民待遇"的框架下,加快外资银行与中资银行监管标准的统一,为其创造公平竞争的市场环境以及中国对外资银行的特别监管措施等问题。

In the process of supervising foreign banks, it is an essential matter to understand the national treatment given to foreign banks on which spedal measures have been enforced by the Chinese government. This article demonstrates the idea that it is the branches and the representative departmentss of foreign banks enjoying the right of the national treatment excluding foreign sole ownership banks and Chinese--foreign joint venture banks, which in turn hdp clarify the inaccuracy by the society. Meanwhile, it further explains the importance of accelerating the uniformity, in the framework of WTO, of the supervision standard on both the foreign and domestic banks, as well as that how to create a fair competition environment for foreign banks and execute special supervision measures thus derived, etc.