1Altman ,E. I. and A. Saunders,"Credit Risk Measurement:Developments over the Last Twenty Years", Journal of Banking and Finance ,December 1997.
2Caouette, J.B. , E. J. Altman and P. Narayanan, Managing Credit Risk : The Newt Great Financial Challenge,New York, John Wiley ＆ Sons, 1998.
3Anthony Saunders, Credit Risk Measurement, New York, John Wiley ＆ Sons, 1999.
4Altman,E. I., T. K. N. Baidya and L. M. R. Dias, "Assessing Potential Financial Problems for Firms in Brazil", Working Paper, NYU Salomon Center, September 1977.
5Acharya, V.V. , and J.N. Carpenter , "Callable Defaultable Bonds: Valuation, Hedging and Optimal Exercise Boundaries", Working Paper, Dept. Finance, NYU, March 15,1999.
6Altman,E. I. and P. Narayanan,"An International Survey of Business Failure Classification Models",Financial Markets,Instruments and Institutions,Vol. 6, No. 2,1997.
7Altman,E. I. ,"Predicting Financial Distress of Companies :Revisiting the Z-Score and Zeta Models",Working Paper,NYU Salomon Center,June 1995.
8Althman, E. I. , "Financial Ratios, Discriminate Analysis and the Prediction of corporate Bankruptcy",Journal of Finance, September 1968.
9Aguais, S. D. L. Forest, S. Krishnamoorthy and T. Mueller, "Creating Value from both Loan Structure and Price", Commercial Lending Review, 1997 (Winter).
10Altman,E. I. ," Measuring Corporate Bond Mortality and Performance", Journal of Finance, September 1989.
