国外商业银行不良资产证券化对我国的启示

The Inspiration of the Non-Performing Assets' Securitization of Overseas Commercial Bank

不良资产问题是一个世界性的问题。我国银行体系也积累了大量的不良资产,虽然政府和银行采取了一系列有效措施,但目前形式仍比较严峻。借鉴国外处置不良资产的成功经验,对我国处置银行大量不良资产提供有用的启示。

The problem of non-performing assets＇ securitization is an important one on the all of the world, and there are many non-performing assets in our country＇s bank system. Although a set of effective actions have been used by our government and bank system, the situation is also stern. The important experiences of overseas on the handing of non-performing assets＇ securitization are worth learning, and these have a lot of inspiration for us.