基于影子价格的保险资源利用的经济学分析

Economic Analysis on the Use of Insurance Resources Based on Shadow Price

在世界经济一体化和金融自由化进程下,以金融保险资源利用和金融保险产业资源重组并购的战略性结构调整席卷全球,综合经营已成金融发展的必然趋势,国际金融保险关系更加复杂。金融保险业竞争力弱势的发展中国家的金融保险资源和金融保险产业资源不断流失,"地下保单"屡禁不止,金融主权与金融安全受到强烈冲击。无论从国家金融主权和安全角度,还是金融保险的可持续发展角度,作为金融保险赖以存在的客观基础,金融保险资源和金融保险产业资源的跨国境流动已自然成为国际金融保险关系的焦点。

With the development of world economic integrtion, the use of financial iusurance resources and M ＆ A in the industry tend to be pervasive throughout the world. Mixed operation becomes an inevitable trend for financial development. The relations of international financial insurance become more complicated. The financial insurance resources and the resources inside the industry in the developing countries with weak competitiveness suffer losses. ＂Underground insurance policy＂ has never been controlled. Financial sovereign and sectcrity has been shocked severely. As an objective basis for financial insurance, naturally, the cross-boundary flow of financial insurance resources and the resources inside the industry has become the focus of international financial insurance relations when we consider a nation＇ s financial sovereign, security, and consistent development of financial insurance.