转型期中国社会信用危机及其治理研究

Research on Credit Crisis in Transitional China and Its Management

我国社会信用危机与改革开放后经济和政治领域的变化密切相关,深深打上了转型期的烙印。信用危机的产生是经济基础发生潜在变化乃至政治制度变革的必然结果,实质上是市场信用不足的反映。对于转型期的中国而言,通过宪政改革,以法律权威取代政治权威是信用发展的重要条件;从对权威的服从转变为对规则的自觉遵从,并进而建立起规则信用体系,是中国信用制度发展的必由之路。

The credit crisis in China bears a close relationship with the economic and political issues, which is under the sway of the transforming society. The credit crisis results from the reform of economical and political system. It reflects the lack of market credit in China. For transforming Chinese society, the road to the harmonious credit is to achieve legal authority over political authority and to obey authority consciously rather than compulsorily.