析国民保险与风险管理知识的普及

随着人类发展和社会进步,产生了保险和风险管理。大力推动保险和风险管理已成为防范现代风险的必由之路,内外因素均要求普及推广国民保险和风险管理知识。我国虽然是世界上自然灾害最为严重的国家之一,但国民在对保险和风险管理的认识和处理上与西方还有差距,问题的关键在于没能全面普及保险与风险管理知识。保险和风险管理知识的普及是一项长期、复杂而系统性的工作,需要在舆论引导、诚信教育、克服功利思想以及培养自觉运用风险管理和保险的良好习惯等方面付出艰苦的努力。

Humanity and social development brought forth the insurance industry and the needs for risk management. Vehemently promoting insurance and risk management has become an inevitable path in guarding against modern risks. There are external and internal needs to publicize knowledge about insurance and risk management, Although China is one of the countries with most serious plague of natural disasters, public awareness of insurance and risk management is lagging behind western countries, mostly due to lack of public education on insurance and risk management. To get this done, we should work hard on guidance of public opinions, credibility education, cultivating awareness and spontaneity for risk management and insurance and overcoming utilitarianism.