我国银行卡业务面对国际竞争的发展战略研究

Research on the Development Strategy of Our Bank Card

随着金融领域的全面开放,中国的金融机构开始直面国际竞争。作为一种新型综合性金融支付工具的银行卡将成为争夺的焦点之一。本文从银行卡业务的国际发展趋势和我国银行卡业务面对的竞争状况入手,对我国银行卡业务进行分析,并提出适合我国银行卡业务发展的总体战略建议。

With the opening of finance market in China, our finance organizations will face international competition directly.As a new and comprehensive financial instrument, the bank card will be one of competitive focus. On the base of analyzing our situation of bank card transaction, the paper provides the suitable development strategy considering international developing tendency and our competitors of bank card transaction.