外资影响我国银行业的理论与现实分析

Theoretical and Practical Analysis of Foreign Capital in the Banking of China

近年来,我国逐步放开对外资银行的限制,加之我国正在对国有商业银行进行股份制改革,外资进入对我国银行业的影响关系到国家的经济安全。系统总结关于外资银行进入对东道国银行业的效率和稳定方面的理论分析,考察外资对中国银行业的效率与稳定的现实影响,有利于我国银行业的长远发展。

China has released the limit on the foreign banks, and processed the reform on the national business banks. The effect of the foreign capital entry is essential to the safety of economy in China. It is helpful to review the theories about the efficiency and stabilization of the host affected by the foreign bank, and the influence on the efficiency and stabilization in the banking of China, for the further development of the banking of China.