我国商业银行跨国经营战略研究

Strategy Study on International Management of Commercial Bank

经过近30年的高速发展,我国的经济实力大大加强,对外贸易的发展和对外投资的增加都要求商业银行实施跨国经营,提供更好的金融服务。多年来,我国商业银行在跨国经营战略上只重视向"大国"进军,忽视了向"邻国"的扩张。本文对我国商业银行跨国经营的形势进行了分析,并对发达国家商业银行跨国经营的经验进行了回顾,提出我国商业银行要想获得更好的跨国发展,应调整战略,顺势而下,优先向邻国发展。

After high development over the past 30 years, Chinese economic power has been rather strengthened. Chinese commercial banks have to reinforce their muhinational operation to support their customers＇ increased demand. Yet from many years before, Chinese commercial banks took more attention on ＂big countries＂, rather little attention on ＂neighbor countries＂. This paper studies the situation our commercial banks faced. From the situation study and experience study, the writer make a conclusion that ＂neighbor counties＂ should be our first target on the multinational operation among our commercial banks.