“次级债风波”的影响为何是“重量级”的?

Why the Influence of "Subprime Mortgage Crisis" is the "Heavyweight" ?

消费者信贷挑战金融行业的竞争并加快金融创新,次级债是金融机构在追逐利润前提下的资产证券化产物,然而资产证券化放大金融风险。有效性冲突是现代金融风险的一个新特征,它挑战现有金融监管方式,金融监管不能适应创新需要使得次级债风波重创美国金融市场。

The consumer credit challenges the competition of the financial industry as well as Accelerates financial innovation, the subprime mortgage is the outcome of the assets securitization, which can enlarge the financial risk, in the background of financial institutions＇ proof-seeking. The effectiveness collision is a new characteristic of modem risk of finance, which challenges existing mode of financial regulation. That existing mode of financial regulation cannot meet the needs of financial innovations result in the subprime mortgage crisis which inflict heavy losses on the America＇s financial market.