论个人信用信息利用过程中隐私权的法律保护

On the Law Protection of Privacy during the Personal Credit Information Utilization

个人征信体系的建立是现代信用经济发展的基础,在征信体系运转的多环节中,个人信用信息的利用是对个人隐私权冲击最大的环节,如果法律对个人信用信息的利用不能进行有效的规制,个人隐私权就极易在个人信用信息利用的过程中受到侵犯,所以,法律要在个人信用信息的利用目的、范围和方式等方面进行规范,以期为个人隐私权提供法律保护。

Setting up the personal collecting system is the foundation of modem credit economy progress. The utilization of personal credit information is the most important part to protect the privacy.If we have no enough law to protect the privacy ,it would be invaded easily. So we need law to protect privacy specially on the purpose,scope and form of the personal credit information utilization.