免赔额数学模型的经济学意义探讨被引量：1

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摘要利用期望值原理计算保费,以最大化消费者的投保效用为目标函数建立数学模型,对均衡状态下解的变化进行分析.结果表明:巨灾保险的有效需求随免赔额的增加而减少,随附加费率的减少而增加;最优的免赔额随消费者的财富增长而增长.

作者吴秀君

机构地区江汉大学数学与计算机科学学院

出处《江汉大学学报（自然科学版）》 2007年第4期19-20,共2页 Journal of Jianghan University：Natural Science Edition

基金武汉市属高校科研项目(2006Y19) 湖北省教育厅科研计划项目(B200634001)

关键词免赔额巨灾保险附加费率

参考文献3

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江汉大学学报（自然科学版）

2007年第4期

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