我国金融体系发展问题研究

A Study of China's Development of Banking System

银行主导型金融体系对我国经济发展发挥过重要作用。但随着经济改革的逐步深化,银行主导型金融体系的缺陷却日渐凸显,银行金融资源被分流的态势不可避免。构建多层次的资本市场结构,发展多元化的货币市场以减低对银行主导型间接融资的路径依赖,最终建立市场主导型的金融体系应是我国银行业发展的基本取向。

Bank -led banking system has played an important role in China＇s economic development. But with the gradual deepening of economic reform, the shortcoming of bank - led banking system is becoming clearer day by day and seperating financial resource of bank is inexorable situation. We should establish the multi - level structure of capital market and develop the multi - outlet money market in order to reduce the dependence on bank - led indirect financing channel and finally establish market - led banking system, which should be the main orientation of banking industry in our country.