风险投资主体借助保险分散风险的模式初探

On Mode of Venture Capital Entity Through Insurance Diversification Risk

在讨论分析了风险投资内涵及我国风险投资机构所面临的风险的基础上,认为借助保险分散风险投资主体的风险是我国风险投资主体的必然选择。并采用状态空间图分析了风险投资主体与保险公司之间的均衡保单问题,构造了风险投资主体借助保险分散风险的模型,对不同市场结构下的均衡问题进行了分析,最后得出了在不同市场结构下保险提供给风险投资主体的保单类型。

Based on the analysis of venture capital connotation and the venture faced by venture capital entities in China, we considered that sharing venture through involving insurance is a natural choice for venture capital entities. Equilibrium insurance premium between venture capital entities and insurance-corporation was analyzed by state space graph. The model of sharing venture was constructed, and equilibrium problem in different market was analyzed. Finally, the insurance policy in different market was concluded