农村金融服务问题探析

Discussion and Analysis about the Village Financial Service Problem

农村金融作为为农村经济发展服务的金融部门,直接影响农村经济发展,而目前农村金融在为农村服务中存在着诸如服务功能弱化、信贷管理制度存在缺陷、服务环境差等问题,因此,为了使农村金融适应新农村建设多样化、多层次金融需求,必须为农村金融构筑良好的金融生态环境,制定法律法规,深化农村信用社改革,完善风险分散和补偿机制。

The village finance conducts and actions for the financial section that economic development of village serve, direct influence the village economy development, but the village finance exists in for village serve to weaken such as the service function currently, believe the loan management system existence blemish, the service environment bad etc. problem, therefore, for making village financial orientation new village construction diversification, multi-layer financial need, must construct the good financial ecosystem environment for the village finance, draw up the law laws, turn the village reputation agency reform deeply, perfect risk dispersion and compensate the mechanism.