摘要
本文用博弈论方法研究分析在商业银行信息披露监管过程中存在的真实性问题,认为加强信息披露监管可以提高金融体系稳定性和效率。通过建立信息披露监管博弈模型,得出在多个监管者条件下,监管者即使接收到信号是虚假信息也认为是真实信息的概率增大的结论。针对我国银行信息披露中存在的问题,提出了完善惩戒机制、建立监管协调机制、加强市场约束和监管问责等政策建议。
The paper conducts game theory method to research the problem concerned the truth of commercial bank information disclosure, We know that strengthen information disclosure regulation can enhance the stability and efficiency of financial system, However, when there are several regulators involved, regulators would recognize the false information disclosure as the true information even though the regulators receive the exact signal of false information, It is an interest conclusion, Then, the paper gives several suggestions, which includes calling for establishing and consummating punish and regulating harmonizing mechanism, strengthening marketing discipline and regulating responsibility.
出处
《经济管理》
CSSCI
北大核心
2007年第24期45-50,共6页
Business and Management Journal ( BMJ )
关键词
商业银行
信息披露
真实性
commercial bank
information disclosure
truth
