电子商务环境下的网上支付模式及存在的问题

Online payment model under E-commerce circumstance and problems existing in this model

本文提出了电子商务环境下网上支付的两种主要模式,即网上银行模式和第三方支付平台模式,分析了网上支付中存在的主要问题,并提出了相应的对策。

This paper presents two main online payment models under e-commerce circumstance, the model of online banking and the model of third-party payment platform. It also analyses the main problems existing in online payment,and puts forward corresponding countermeasures.