浅析高校贷款的风险与管理

An Analysis on Universities' Loan Risk and Management

随着高等教育事业的迅猛发展,各高校从银行筹集了大量的资金用于办学基础设施建设,银行贷款一方面为高校发展提供了资金支持,另一方面又使高校承受着巨大的财务风险。根据我国高校贷款实际情况,就贷款风险的成因以及如何控制贷款风险进行探讨十分必要。

With the rapid development of higher educational institution, a large sum of fund has been loaned from the bank for the construction of infrastructure of the universities. The bank provides loans for the universities on one hand, and places great financial risk on them on the other hand. This article analyses the causes and reasons of the loan risk based on the current situation of universities in China and gives some measures to control the loan risks.