中小银行货币市场业务的特点及建议

Money market business of S & M-sized banks:Features and recommendations

该文回顾了2007年以来中小商业银行货币市场业务的主要特点,指出在宏观调控形势仍将延续、自身资金压力逐渐显现的形势下,中小银行应不断健全风险管理机制,积极发展同业拆借、同业存款等业务,拓宽资金来源,并进一步利用市场资源,提高资金运作水平,改善资产结构。

This paper reviews the main features of the money market business of small- and medium-sized commercial banks in 2007. Under the present ongoing macro adjustment and rising pressure of funds supply within the banks, this paper holds that S＆M-sized banks must constantly improve their risk management mechanism and actively develop interbank lending and deposit, so as to explore sources of funds, improve fund operation with market resources, and better asset structure.