国外金融监管发展趋势研究

On Development Tendency of Theory and Practice of Financial Superintendency in Foreige

金融监管的发展趋势包括理论与实践两个方面。从理论上看,主要有以信息经济学为分析范式的金融监管、从金融合同的角度研究金融监管、金融监管的成本和收益问题、金融监管的激励问题四大方面。从实践上看,金融监管的发展趋势主要表现在:金融监管范围不断扩大;金融监管手段现代化;金融监管内容标准化;金融监管更加注重风险性监管;金融监管越来越重视金融机构的内部控制制度化;金融监管法制呈现趋同化;金融监管全球化的趋势不断加强。

Development tendency of financial superintendency include two aspects： theory and practice. Theory of financial superintendency mainly concern： financial superintendency taking informationztion economy as a- nalysis normal form, studying financial superintendency at the angle of financial contract, cost and profit of fi- nancial superintendency and inspiriting problem, of financial superintendency so on. Practice development of financial superintendency mainly concern：scope of financial superintendency enlarges constantly; means of fi- nancial superintendency are modemized;content of financial superintendency is standardized：risk superinten- dency is emphasized more;interior control institutionalizes of financial organization are attached importance to increasingly ;legal system of financial superintendency appears tend to assimilation ;The globalization tendency of financial superintendency is strengthened constantly.