摘要
我国在汽车消费信贷领域的落后现状严重制约了汽车产业的发展,开展个人汽车消费信贷是促进经济发展的需要,也是提高整个国民经济持续快速发展的重要因素。通过比较分析中外汽车消费信贷发展状况,找出影响我国汽车消费信贷发展的制约因素,最后,结合我国实际提出一些相关的政策性建议。
The backwardness in the field of our auto credit has seriously affected auto industry development. Developing personal auto credit is not only necessary for economic development,but also accelerates the national economic to continuance and speediness. The purpose of the thesis is that we analyse the development between the foreign auto credit and the Chinese auto credit and then find out the factors affecting our auto credit development. At the end of the thesis,we strive to point out suitable suggestions for Chinese auto credit.
出处
《科技与管理》
2007年第6期90-92,共3页
Science-Technology and Management
基金
黑龙江省教育厅2006年度人文社会科学研究项目(11514030)
关键词
汽车金融
消费信贷
风险管理
automobile finance
consumption credit
risk management