跨国银行破产的法律适用原则探究

随着经济全球化浪潮的不断高涨,跨国银行获得了迅速发展。如何防范和处置跨国银行风险、建立一整套完善的跨国银行破产法律制度成为当前的重要课题,而确立跨国银行破产的法律适用原则,则是构建跨国银行破产制度的基石。在实践中,跨国银行破产的法律适用原则包括:普遍性原则和地域性原则;单一实体原则和独立实体原则。笔者认为,我国在跨国银行破产问题上,应从地域性原则和独立实体原则逐步向单一实体原则和普遍性原则过渡。

With the trend of financial globalization,many international banks have made global expansion and transnational merge and acquisition in the international financial market.How to avoid and deal with risks and set up the legal and institutional framework of international bank insolvency is one of most important issues to the ordinary banking supervision.There are principles governing the resolution of international bank insolvencies;universality versus territoriality principle;single entity principle have been the international trend.With respect to China＇s bank insolvency system from an international perspective,we should also follow this uptrend.