欠发达地区农村社会养老保障的出路研究

The Research of the ways for Villages in Developing Rural Regions to Launch a Social Pension System

农村社会养老保险陷入清理、整顿的困境,特别是在欠发达地区农村这个问题更加突出。其原因一方面是因为社会养老保险制度产生在工业化的社会环境,而我国欠发达地区农村基本上仍处于工业化之前的自然经济状态;另一方面,社会养老保险的不同筹资模式所适应的社会经济条件在欠发达地区农村不具备。因此,我国欠发达地区农村解决养老问题,不应采用社会养老保险的方式,而应以建立适当的社会福利等制度来逐步解决。

The social pension system in the rural regions is in a dilemma of being cleaned up and put in order. The problem is much serious in the developing rural regions, because social pension systems originate the environment of industrial societies. However, the developing rural regions in our country are still at the stage of pre--industrialization natural economy, and on the other hand, the social and economic conditions for a social pension system to collect funds in various modes are not ready yet. Therefore, we should establish an appropriate social welfare system to gradually resolve the problem of providing for the aged, instead of using a social pension system.