摘要
本文通过回顾产业技术进步历史上影响最深远的三次技术革命,发现新兴的产业技术几乎都是最初发展于"市场主导型金融体系"的美国、英国。比较而言,"银行主导型金融体系"的日本、德国更擅长于学习和推广成熟技术。基于银行与市场功能比较的视角,本文分析了二者对于不同特征产业和处于生命周期不同阶段产业的作用差异,以及二者在风险管理上的功能差异。
We review the most important three technical revolutionaries in history, and find that almost all of the emerging industrial technology was firstly developed from the nations of market- based financial system, for example US and UK, while the nations of bank - based financial system, for example Japan and German, were good at learning and popularizing the mature technical. Then we analyze the different effects of financial market and bank on the different industrial technology＇ s progress and the correlative risk management, from the perspective of comparison of financial functions.
出处
《财经科学》
CSSCI
北大核心
2008年第2期25-32,85,共8页
Finance & Economics
基金
中国博士后科学基金项目资助。项目编号:20060400007。
关键词
技术进步
风险管理
金融功能
金融体系
technical progress
risk management
financial function
financial system
